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Personal Income Tax Resource Center
Welcome to the Stark & Marsh Personal Income Tax Resource Center—your comprehensive hub for trusted tax tools, deadlines, and information. Whether you’re preparing your T1 return, gathering slips and receipts, or seeking tips on tax credits and deductions, our resources are designed to help individuals across Saskatchewan file with confidence and accuracy.
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2025 Tax Credits
Saskatchewan Home Renovation Tax Credit (HRTC)
The Saskatchewan Home Renovation Tax Credit is a provincial, non-refundable tax credit available starting in the 2025 tax year to help offset the cost of improving your home. Homeowners can claim 10.5% of eligible renovation expenses, up to a maximum of $4,000 in expenses (for a maximum credit of $420). Seniors may be eligible for a higher limit, resulting in a maximum credit of up to $525.
The renovations need to be made to your principal residence in Saskatchewan. To qualify for the 2025 tax return, expenses must be incurred between October 1, 2024 and December 31, 2025. This credit must be claimed in the tax year the expenses relate to and is applied against provincial tax payable. If missed, the claim can typically be added by amending the original return.
Eligible expenses include:
- Painting the interior or exterior of a house
- Re-shingling a roof
- Kitchen, bathroom, and/or basement renovations
- Flooring (carpet, linoleum, hardwood, laminate, etc.)
- Windows and/or doors
- Furnace, boiler, woodstove, fireplace, water softener, water heater, and/or oil tank
- Central air conditioner
- Permanent home ventilation
- Permanent reverse osmosis system
- Septic system and/or wells
- Electrical wiring upgrades (e.g., changing from 100 to 200 amps)
- Home security system (monthly fees do not qualify)
- Solar panels and panel trackers
- Standby generators, automatic garage door openers, and electric vehicle charging units – provided these items are permanently affixed to your home or garage (if the unit is portable and can be moved between homes, garages or other structures it does not qualify)
- Building a garage, deck, fence, garden/storage shed, gazebo, and/or an addition to your home
- Building a new driveway and/or retaining wall (or resurfacing a driveway)
- Exterior shutters and awnings
- Underground sprinklers
For a full list of eligible expenses and more information please visit Government of Saskatchewan Home Renovation Tax Credit.
Saskatchewan Fertility Treatment Tax Credit (FTTC)
The Saskatchewan Fertility Treatment Tax Credit is a refundable provincial tax credit introduced for the 2025 tax year to help offset the cost of fertility treatments. Eligible individuals can claim 50% of qualifying fertility-related expenses, up to a maximum of $20,000 in expenses, resulting in a potential refund of up to $10,000.
This credit is available for one lifetime claim per individual and applies to eligible treatments and related prescription drug costs incurred within Saskatchewan. Expenses must generally be paid to a Saskatchewan-licensed medical practitioner or fertility clinic, and are calculated net of any reimbursements (such as private insurance).
Eligible expenses can be claimed over any 12-month period ending in the taxation year, and the credit is claimed through your annual personal income tax return. Importantly, claiming this credit does not reduce your ability to also claim the Medical Expense Tax Credit. For more information visit Government of Saskatchewan Fertility Tax Credit.
Saskatchewan First-Time Home Buyers’ Tax Credit (FTHBTC)
The Saskatchewan First-Time Home Buyers’ Tax Credit is a non-refundable provincial tax credit designed to help offset the cost of purchasing your first home. For the 2025 tax year, eligible individuals can claim up to $15,000 of a home purchase, resulting in a maximum provincial tax credit of $1,575.
To qualify, you must be a first-time home buyer, meaning you (and your spouse or common-law partner) have not owned and lived in another home in the year of purchase or in the previous four years. The home must be located in Saskatchewan and intended as your principal residence within one year of purchase.
Eligible properties include new or existing homes such as single-family houses, townhomes, condominiums, and mobile homes. The credit can be shared between spouses or partners and is claimed on your Saskatchewan personal income tax return for the year the home is purchased. Learn more Government of Saskatchewan First-Time Homebuyers’ Tax Credit.
Frequently Asked Questions
T183 Forms
The T183 form allows Stark & Marsh to electronically file your personal tax return on your behalf. It also confirms that you have reviewed your return and agree with the results, including any refund or amount owing.
Each individual must sign their own T183 form, as everyone is responsible for their own tax return. The Canada Revenue Agency requires your signature before your return can be submitted.
Once your return is complete, a Stark & Marsh team member will contact you to arrange signing the T183 form and ensure your return is filed.
What are the meal and travel rates for medical travel and moving?
When claiming travel expenses, you have two options. First, you can use actual meal and gas expenses, which requires keeping receipts. Alternatively, you may opt for the flat rate, which doesn’t necessitate receipts but does require documentation to support the trip. For trips originating in Saskatchewan, the flat rate is $0.55/km, with meals up to $23 per meal and a maximum of $69 per person per day. However, to claim travel expenses, the trip must be at least 40 km one way, and for meals, at least 80 km one way.
I use my personal vehicle for business purposes. Can I be paid a tax-free allowance?
Yes. In provinces, the tax-exempt allowance for employees using personal vehicles for business purposes has increased by two cents. Specifically, it’s now 70 cents per kilometer for the first 5,000 kilometers driven, and 64 cents for each additional kilometer. To claim this allowance, you must maintain a logbook recording personal and business kilometers driven.
As an employee, I am required to pay certain expenses for my job. Can I claim these expenses on my tax return?
Possibly. Generally, commission salespeople can claim employment expenses if they were required to pay for them. For other employees, if your contract specifies that you must provide your own vehicle or cover certain work-related expenses, you may be eligible. In all cases, your employer must complete a T2200 Declaration of Conditions of Employment. Additionally, you might be able to recover some GST paid on employment expenses. If you’re an employee of a GST registrant and deduct expenses from your employment income, completing form GST370 with your return may result in a GST rebate.
How long do I have to keep my tax records?
Six years.
What is the deadline to file my tax return?
Generally, the deadline to file is April 30 for most individuals. However, if you or your spouse/common-law partner are self-employed, you have until June 15 to file. Despite this, any taxes owed are still due by April 30.
Do I need to report the sale of my principal residence?
Starting with the 2016 tax year, the sale of a principal residence must be reported on Schedule 3, Capital Gains, of the T1 Income Tax and Benefit Return. Consequently, this reporting requirement applies to all sales that occur on or after January 1, 2016.
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