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AgriStability

AgriStability is a cost-effective risk management program that helps farmers handle income declines due to production losses, rising costs, or market fluctuations. It provides financial support when a farm’s current-year margin falls below a set threshold, based on historical financial data.

Key Features:

  • Personalized Coverage: Uses your farm’s historical financials to establish a reference margin.
  • Payment Cap: the current payment cap for the 2024 program year is $3 million with a $6 million cap being implemented for the 2025 program year
  • Higher Compensation Rate: the current compensation rate for the 2024 program year is 80%, with a 90% of compensation rate taking effect for the 2025 program year.
  • No Reference Margin Limit: Increases coverage eligibility for farms with lower allowable expenses.
  • Private Insurance Exclusion: Private insurance payouts (e.g., hail or livestock price insurance) no longer impact benefits.

Enrollment and Deadlines:

  • Sign Up: The deadline to enroll in the 2025 AgriStability Program is April 30th, 2025. Contact your Stark & Marsh Advisor to enroll today.
  • Form Submission: Starting 2024, forms are due June 30 of the following year.
  • Fees: $3.15 per $1,000 of margin covered (approx. $0.69/acre for grain or $1.19/head for livestock).

Additional Support for Livestock Producers:

  • Feed & Water Expenses: Additional feed and water hauling costs are covered.
  • Custom Grazing: Expenses from custom grazing agreements qualify.
  • Herd Management: Financial support is available when downsizing due to adverse conditions.

By participating in AgriStability, you protect your farm against significant income fluctuations, ensuring long-term financial security.

With tighter margins and ongoing market uncertainties, AgriStability remains a critical risk management tool for agricultural producers. The recent enhancements—doubling the payment cap to $6 million and increasing the compensation rate to 90%—offer stronger financial protection when income drops due to factors beyond a producer’s control. These changes make the program more responsive and valuable than ever, helping farmers manage volatility and protect their operations. If you haven’t already enrolled, now is the time to reconsider. The deadline to sign up is April 30, 2025!

Shane Lacasse CPA, CA, CFP, CAFA

Partner, Stark & Marsh

AgriInvest

AgriInvest helps farmers manage income fluctuations and invest in their farm’s future. It offers matching government contributions to support risk management and business investments.

Key Features

  • Savings Account: Deposit a portion of your Allowable Net Sales (ANS) and receive a matching government contribution.
  • Flexibility: Use funds for risk management or farm investments, such as equipment, technology, or infrastructure.
  • Matching Contributions: 1% of ANS (up to $10,000/year).
  • Easy Access: Withdraw funds at any time.

Eligibility & Deadlines

  • Who Qualifies: Farmers who report farm income/loss and file tax returns on time.
  • Deposit Deadline: Within 90 days of receiving your AgriInvest Deposit Notice.
  • Tax Filing Deadlines:
    • Individuals: June 15 (or April 30 if you have non-farm income).
    • Corporations: 6 months after fiscal year-end.
  • Sign Up: Contact Stark & Marsh to enroll before the deadline.

Program Benefits

  • Risk Protection: Provides a financial cushion against unexpected market changes or weather events.
  • Farm Investment: Funds can be reinvested to enhance productivity and sustainability.
  • Simplicity: Easy enrollment and minimal paperwork.

Eligible Uses for AgriInvest Funds

  • Equipment purchases
  • Farm storage or processing facilities
  • Infrastructure upgrades
  • Soil conservation practices
  • Renewable energy projects
  • Unexpected cost coverage (e.g., feed or fertilizer)

By participating in AgriInvest, Saskatchewan farmers can better prepare for financial risks and invest in their farm’s long-term success.

Agri-Environmental Risk Assessment Requirements

Farms with an average Allowable Net Sales (ANS) of $1 million or more over the past three years will be required to complete an Agri-Environmental Risk Assessment to remain eligible for government matching contributions. We have developed a step by step process to assist you in understanding and filing at the right time.