Welcome to Stark & Marsh AgriBusiness

Improving Farm Financial Performance | Forecasted and projected financial statements and cash flow

Accrual financial statements are the standard score card to analyze financial results on Wall Street, Bay Street, and the bank on your Main Street. Your farm’s financial statements show the complete financial picture – balance sheet (net worth), income statement (profitability), and cash flow. Our consultants use forecasted and projected financial statements for a holistic and comprehensive approach to your annual farm financial planning or next major farm investment decision.

Close the loop with your farm financial planning.

Like a closed-loop hydraulic circuit, forecasted and projected financial statements are the best way to compare budget to final results.

Forecasted and projected financial statements and cash flow will help guide your decisions on:

• Capital purchase decisions, including land and equipment
• Crop rotation planning
• Debt analysis
• Equipment cost management
• Farm expansion opportunities
• Grain marketing decisions
• Insurance purchase decisions
• Labour resource decisions
• Land rental arrangements
• Lease vs. purchase decisions
• Management compensation plans
• Risk management strategies
• Structure changes

Eliminate the guesswork in your operation.

From annual budgeting to detailed cash flow forecasts and projections we provide guidance on the issues that concern you most.

Allow us to assist you in forecasting your cash requirements throughout the year. We will ensure you have the financial information available to effectively operate your business and make essential decisions for your short term and long-term success. Access to credit is becoming critical in managing your operation.

Our cash flow analysis will provide guidance regarding:

Timing of purchase
Investment in necessary purchases
Acquisition of land
Establishing appropriate lines of credit
Developing an appropriate crop plan
Cost savings and efficiencies

Since growing your operation has been your main priority over the years, it is hard to think about letting go and allowing someone else to take over. Contemplating the process can be overwhelming for a number of reasons: knowing where to start, is just one of them.

Crop insurance vs Private Insurance vs AgriStability – financial risk management coverage is an annual consideration and major cash outlay. Our consultants will be an independent resource as you make this important financial risk management decision. We advise on the following financial risk management options:

• Crop Insurance
• GARS
• Just Solutions Agriculture
• AgriStability
• Hail insurance

Farming is surrounded with risk. You know this and so does your lender. Our Consultants utilize the AgriShield software platform to help you identify risks and assist you on approaches to manage those risks. As a result, your farm will be in a better position to withstand adversary adversity and will be a lower risk client for your lender too.